• Sign Up
  • Log In
Michelle Deaver | Michelle Deaver Realty
Michelle Deaver
(858) 380-7224michelle@lakerealty.com
    • Search
    • Communities
      • Lake Norman
      • Moorseville
      • Huntersville
      • Cornelius
      • Davidson
      • Charlotte
    • Buying
      • Featured Listings
      • Search Homes
    • Selling
    • Recently Sold
    • About
      • Meet Michelle
      • Our Testimonials
    • Articles
    • Contact
    • Michelle Deaver(858) 380-7224
      michelle@lakerealty.com
      Copy Email
    • 19900 W Catawba Ave #103
      Cornelius, NC 28031

    Explore

    • Property Search
    • Communities
    • Buying
    • Selling

    About

    • About
    • Contact Us
    • Testimonials
    • Home

    Account

    • Login
    • Sign Up
    Michelle Deaver | Michelle Deaver Realty - Footer Logo
      • Privacy
      • Terms
      • DMCA
      • Accessibility
      • Fair Housing
      © 2025 Lake Realty. All rights reserved.
      Website built by CloseHack.
      Canopy MLS

      ​Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of 2025-11-14 02:06:10. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

      $3,499,500
      For Sale

      21520 Rio Oro Drive

      Cornelius, NC 28031
      4 beds | 4.5 baths | #4318718
      • Save
      • Contact
      • Share
      • Price Change Alerts
      43 photos
      Type:Purchase
      Structure:House
      Zone:Residential

      Description

      Experience lakeside luxury at its finest in this architecturally crafted Custom Home, featuring pristine shoreline and panoramic open-water views. Thoughtfully designed for both comfort and style, this residence offers a seamless blend of modern sophistication and natural beauty. An open floor plan with 10-foot ceilings and engineered white oak floors throughout creates a bright, airy flow, perfectly complemented by oversized windows and stacked sliding doors that blur the line between indoor and outdoor living. The Gourmet Kitchen is a chef’s dream, showcasing Hi-end Monogram appliances, Walk-In Scullery/Pantry w/ additional dishwasher & sink, an oversized island with panel-ready finishes, undermount lighting, and custom cabinetry that continues throughout the home for a cohesive, elegant aesthetic. The Primary suite, located on the main level, impresses with a vaulted ceiling, dual-zone climate control, and open water views. The Primary ensuite bath features separate oversized vanities with quartz countertops and premium fixtures, oversized walk in shower w/ dual shower heads and frameless glass, with a connection straight to the walk in closet and laundry. Waterfront views from the Great Room create a seamless transition to the outdoor living area. The open-concept Great Room is centered around a custom built fireplace w/ designer cast stone surround, Built-in media wall with integrated sound system, and expansive stacked sliding glass doors opening to the covered patio. Each Bedroom is a private retreat, featuring a walk-in closet and ensuite custom bathrooms, and an oversized loft/bonus for ultimate comfort and convenience upstairs. Interior living space offers Custom Lighting, Sonos whole-home audio and Eero Network system for seamless connectivity, oversized stacked sliders and windows framing a stunning water view, and custom Cabinetry and detailed Millwork throughout. Covered outdoor living space includes Isokern ventless fireplace, In-ceiling heaters, Integrated AV system, Outdoor Kitchen featuring Bull appliances and Quartzite countertops Additional home highlights include a whole-home AV package, offering seamless smart home integration and immersive entertainment throughout, High-Efficiency HVAC and Insulation package, Premium window and door systems for energy performance & sound reduction, Designer hardware and finishes throughout every space, and a large dropzone adjacent to the garage entrance. From its thoughtful craftsmanship to its breathtaking views, this home redefines waterfront living — blending timeless design, modern innovation, and effortless luxury in every detail. Lot is impervious exempt and a pool can be put in by buyers (Potential Pool Plan is in mls attachments) and the pool plan is in place with gas and electrical utilities pre-installed in the home already.

      • Interior Details
          • InteriorDrop Zone, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
        • Heating & Cooling
          • CoolingCentral Air
          • Cooling FeaturesCentral Air
        • Beds & Baths
          • Bathrooms4.5
          • Bedrooms4
          • Full Baths4
          • Half Baths1
      • Property Details
          • Lot FeaturesWaterfront
          • Lot DescriptionWaterfront
          • ViewWater
          • Stories2
        • Parking
          • Parking FeaturesDriveway, Attached Garage, Garage Faces Side
          • Parking TypeDriveway
          • Parking Spaces2
      • Construction Details
          • Property TypePurchase
        • Condition
          • Year Built2025
        • Material information
          • RoofArchitectural Shingle, Metal
          • FoundationCrawl Space
      • Utilities / Energy Details
          • AppliancesDishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Water Heater, Microwave, Oven, Tankless Water Heater
          • Utility FeaturesElectricity Connected, Fiber Optics, Natural Gas
          • Sewer InformationPublic Sewer
          • Utility SourceCity
      • Community and Neighborhood Details
          • Community FeaturesLake Access, Picnic Area
          • SubdivisionBahia Bay
        • Location
          • High SchoolWilliam Amos Hough
          • CountyMecklenburg
          • Elementary SchoolCornelius
          • Middle SchoolBailey
          • ZoningGR
      • Financial Details
          • Original List Price$3,499,500
          • Days on Market (Cumulative)2
        • HOA
          • Hoa Fees75
          • Hoa1
      • Other
          • MLS #4318718

      Location

      Legal

      Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of 2025-11-12 10:04:12. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

      Last Updated: Yesterday at 9:08 PM. Source: CANOPY

      Provided By
      Listing Agent: Christy Walker (#CAR58718), Email: christy@christywalker.com
      Listing Office: Keller Williams Lake Norman (#CAR481201)

      Michelle Deaver | Michelle Deaver RealtyReal Estate Group
      Facebook
      Google
      OR

      Interested in Purchasing 21520 Rio Oro Drive?

      Get an estimate on monthly payments on this property.

      Note: The results shown are estimates only and do not include all factors. Speak with a licensed agent or loan provider for exact details. This tool is sourced from CloseHack.

      Estimated Monthly Payment
      $0.00
      Loan Amount
      $0.00
      $
      years

      Down Payment

      $
      %
      10.0%

      Interest Rate

      %
      6.0%

      Tax Rate

      %
      2.6%
      $
      $
      annually
      $
      monthly